Learning about the Defined Contribution Pension Plan

In defined contribution pension plans, employees bear responsibility for investing and managing their retirement assets. Let’s start by reviewing the plan framework, as well as some basics of investing.

Basics of Defined Contribution Pension Plans

You can learn about defined contribution pension plans through animation.
Let's start by studying the basics of defined contribution pension plans.

 

Guidebook for Investing,“Welcome to the World of Investing !”

You can download "Welcome to the world of investing!" in sections below. Let’s start studying the structure and kinds of financial products with " Welcome to the world of Investing!".

Welcome to the World of Investing! (How To Use This Guidebook)（PDF）

Quick Investment Start Guide（PDF）
1． Financial Planning for Post-work Living（PDF）
Preparing for Post-work Living.
[Know the Details] Planning for Your Post-work Living
2． Basics of Asset Management（PDF）
Upon Starting to Invest
Understanding Returns
The Relationship Between Risk and Return
Types of Risk
[Know the Details]Types of Risk
3． Guidance for Better Investment Decisions（PDF）
For Stable Returns
[Know the Details]Long-term Investment・Diversification of Investments
4． Determining Asset Allocation（PDF）
The Key to Successful Investment - Asset Allocation
How to Determine Asset Allocation
5． Selecting Investment Products（PDF）
How to Select Investment Products
Procedures for Product Selection
6． Reviewing Your Investments（PDF）
Reviewing Your Investments
Changing Your Asset Allocation
Procedures to Change Investment Products
[Know the Details]Effect of Rebalancing
[Know the Details]Information on Investment Products
　　　　　　　　　　
　　　　　　　　　　
7． Understanding Investment Products (You can download all pages of Chapter 7)（PDF）
　　　　　　　　　　　　　 　　　　　　　　　　　　　　 　　　　　　　　　　　　　　　　 　　　　　　　　　　　　　　　　 　　　　　　　　　　　　　　 　　　　　　　　　　　　　　　　 　　　　　　　　　　　　　　　　 　　　　　　　　　　　　　　　　 　　　　　　　　　　　　　　 　　　　　　　　　　　　　　　　 　　　　　　　　　　　　　　 　　　　　　　　　　　　　　　　 　　　　　　　　　　　　　　 　　　　　　　　　　　　　　　　 　　　　　　　　　　　　　　 　
(Overview) Types of Investment Products（PDFファイル）
（Investment Trusts） Structure and Features of Investment Trusts（PDFファイル）
　　　　　Types of Investment Trusts（PDFファイル）
　　　　　Asset Class: Equities, Bonds and REITs（PDFファイル）
　　　　　Asset Class: Foreign Assets（PDFファイル）
　　　　　Net Asset Value Per Unit（PDFファイル）
　　　　　Cost（PDFファイル）
　　　　　Profit and Loss (Return)（PDFファイル）
（Principal Guaranteed Investment Products） Structure and Features of Principal Guaranteed Investment Products（PDFファイル）
8． 　Q&A　Frequently Asked Questions（PDF）
 

Simulation

You can use our simulation tool for investment and life planning (Japanese Language).

 

Plan Features and Policies

You can review the features and policies of your DC plan by going to the "DC Plan Information" page of this Website and accessing "Defined Contribution Pension Plan Document" and "Overview of Defined Contribution Pension Plan Document (My DC Plan)".
You can also access the "Confirm/Change Participant Information" section from the "Participant Information Area".

 

Investment Product Lineup

You can access the "Product Lineup" from the AnswerNet main menu to review the investment product choices available to you through your plan.