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DC Pension Plan |
Investment |
Procedures Taken During Your Participation in DC Pension |
Procedures Taken Upon Separation from Current Employer |
Benefits |
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As a general rule, you will proceed to roll over
your assets from your former DC pension plan to your
current DC pension plan.＊
If you participate in a corporate-type DC pension
plan and request to transfer to the corporate-type
DC pension plan, report to the personnel in charge
of pensions at your company and roll over your
assets.
If you participate in an individual-type DC pension
plan (iDeCo) and request to transfer to the iDeCo,
report to a financial institution handling iDeCo and
roll-over your assets.
If your former defined contribution pension plan was
a corporate-type DC pension plan and the reason for
loss of participant eligibility was "reaching a
certain age specified in the corporate-type DC
pension plan document", you could continue to hold
assets in that corporate-type DC pension plan.
If your former defined contribution pension plan was
an iDeCo, you could continue to hold assets in that
iDeCo.
＊In accordance with the Defined Contribution Pension Plan Act, etc., a plan administrator checks if you have assets which are automatically transferred to the National Pension Fund Association. If you have such assets, those assets may be transferred to another DC account without your request. Assets can not be transferred in cases when personal identifying information differs between accounts.
Yes. You can transfer your assets under Employee's
Pension Fund, New Defined Benefit Plan and Pension
Fund Association, whose amounts are equivalent to
that of an early lump-sum payment, to a DC pension
plan.
However, you will be required to meet specific
conditions. If you are a participant of our DC
pension plan, please call our AnswerCenter (call
center) to obtain information on these conditions.
Confirmation of login ID (Participant Code) and password reissue will be accepted through the Participant Login page of the AnswerNet and notified by e-mail. However, you must register your e-mail address on AnswerNet in advance to receive the login ID. Please call our AnswerCenter (call center) if you have not registered your e-mail address yet. (Identity verification is necessary.)
If you are a participant of a corporate-type DC
pension plan, please notify the personnel in charge
of pensions at your company of the change. The
personnel will then go through necessary formalities
to take care of the changes.
If you are an investment instructor and an early retiree (within 6 months of retirement) of a corporate-type DC pension, please change through the AswerNet.
If you participate in an individual-type DC pension plan (iDeCo), please contact the appropriate personnel at a financial institution handling individual DC plans and submit the required documents to them for modification of the recorded information. If you participate in our individual-type DC pension plan, please call our AnswerCenter (call center) .
Yes, but if you cancel the payment, you will be
entitled only to provide investment instructions,
and you will be required file the appropriate
paperwork for loss of eligibility for participation
in the DC pension plan.
Please contact the financial institution handling
your individual DC plan. If you participate in our
individual-type DC plan, please log in to the
AnswerNet and download the procedure documents.
If your contributions are deducted from your salary, the personnel in charge of pensions at your company will manage the adjustment. If your contributions are electronically withdrawn from your bank account, please attach "Receipt of the payment of the contributions for small enterprise mutual aid plans" sent to you by the National Pension Fund Association annually (usually around the beginning of November each year) to your year-end adjustment declaration form.